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Site Policies

TERMS &
CONDITIONS

INTRODUCTION


The effective date of these Terms and Conditions of Service is 11.01.2021


These terms and Conditions of Service (“Terms of Service”) govern your access to and the use of the mobile applications, website, and any other online services (collectively, the “Services”) provided by Stellar Stocks Ltd. (“Stellar Stocks”) or its legal affiliates of (“Stellar Stocks Ltd”, “we” or “us”), including any content, functionality, features and applications offered on or through the Services to you as a guest or a registered user and/or subscriber.


PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE

USING OUR SERVICES OF STELLAR STOCKS OR ANY PRODUCTS OR SERVICES PROVIDED BY

STELLAR STOCKS LTD. YOUR USE OF THE STELLAR STOCKS WEBSITE AND AFFILIATED

SERVICES SIGNIFIES YOUR ACCEPTANCE OF THESE TERMS OF SERVICES AND YOU ARE DEEMED BY STELLAR STOCKS LTD. TO HAVE UNCONDITIONALLY AGREED TO BE BOUND BY AND COMPLY WITH THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS OF SERVICE, YOU ARE NOT PERMITTED TO USE OUR SERVICES.

TERMS OF SERVICE

  1. Stellar Stocks Ltd., and its members, officers, directors, owners, employees, agents, representatives, and third-party service providers (collectively, “Stellar Stocks”, “we”, “us” or “our”) provides its website (the “Site”) or mobile device platforms for informational purposes only.

  2. Use of and access to the Site and the information, materials, services, and other content available on or through the Site (“Content”) are subject to this Agreement and all applicable laws.

In accessing, using, or participating in any portion of the Site and/or its Content, you (“you” or “your”) acknowledge, accept, and agree this Agreement governing the use of the services as described in this Agreement.

  1. Stellar Stocks reserves the right, at our sole discretion, to modify or replace these terms and conditions of services and any other Policies, Agreements, and Disclaimers from time to time without prior notice or prior consent from you the User. You understand and agree that if you use the Site and/or access the Content after the date on which these Terms, and any other Policies, Agreements and Disclaimers have changed, we will treat your use as acceptance of the updated Terms, and any other updated Policies, Agreements and Disclaimers. If you do not agree to the new terms, you must cease using the Site and all related Content.

  2. We charge subscription fees payable by you and other Site users who use the Site, as compensation for accessing the Site and the Content.  You agree to pay the subscription fees and other charges applicable to your use of the Site as communicated to you through the Site or in connection with your subscription to access the Site. All fees and charges paid by Users, including you, are non-refundable, and may only be upon the discretion of Stellar Stocks. We may change the fees and charges for the Site at any time our sole discretion.  You agree not to encourage or advise any User or other person to avoid or circumvent the subscription fee charged by us.

  3. All Content on the Site and otherwise available through a subscription to the Site (the “Site Content”), are the proprietary property of Stellar Stocks. No Site Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, scraped, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without our advance written and approved consent of Stellar Stocks or “we” Stellar Stocks reserve the right to seek Legal claims along with the ability to terminate services as outlined below.

  4. Stellar Stocks is not responsible for any damages or losses from Users acting on information contained and/or acquired from the site or accessed through our mobile device platform.

TERMS OF SERVICE ARE DIVIDED INTO THREE PARTS THAT THE PROVISIONS APPLY TO AS FOLLOWS:

Part A - (“General Terms of Service”) apply to the use of services used by all Users.                                       Part B - (“Terms for Purchase of Subscriptions, products or other Services”) which applies in addition to Part A.                                                                                                                       Part C – (“Additional Terms of Service for Canadian, U.S. and other Users outside these countries or regions”) which apply in addition to Part A and Part B of the Terms of Services for Users. Please note that Part C of these Terms of Service, which apply to Canadian & U.S. Users and other Users outside these countries or regions. This contains Indemnification, Governing Law and Dispute Resolution, and Disclaimer of Warranties and Limitation of Liability Sections that affect your rights, including your ability to bring legal claims against us.

TERMS OF SERVICE TABLE OF CONTENTS:

Part A - (“General Terms of Service”) apply to the use of services used by all Users.                 1. CONCLUSION OF THE AGREEMENT
2. SUBJECT MATTER
3. YOUR RIGHTS
4. PROHIBITED USES
5. YOUR RESPONSIBILITIES
6. USER CONTRIBUTIONS
7. SUSPENSION AND TERMINATION
8. LINKING TO THE SERVICES
9. LINKS ON OUR SERVICES; ACCESS TO 3RD PARTY CONTENT
10. SERVICES CONTENT
11. DOWNLOADS THROUGH ONLINE STORES
12. PRIVACY
13. QUALITY STANDARD
14. RESERVATION OF CHANGES / CHANGES TO THE SERVICES
15. WAIVER AND SEVERABILITY
16. ENTIRE AGREEMENT
17. YOUR COMMENTS AND CONCERNS

Part B - (“Terms for Purchase of Subscriptions, products or other Services”) which applies in addition to Part A.                                                                                                                          1. SUBSCRIPTIONS / PURCHASES
2. VIRTUAL ITEMS
3. TRIAL VERSIONS
4. USER RIGHTS; TERM; TERMINATION
5. PAYMENT

Part C – (“Additional Terms of for Canadian, U.S. and other Users outside these countries or regions”)                                                                                                                                        1. INDEMNIFICATION
2. GOVERNING LAW AND DISPUTE RESOLUTION
3. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
4. COPYRIGHT ACT                                                        
                                                                                                                                                  Part A - (“General Terms of Service”) apply to the use of services used by all Users.                 1. CONCLUSION OF THE AGREEMENT
1.1 By clicking the “Get”, “Buy”, “Install”, “Download” , or similar button in the respective online store such as the Apple App Store or the Google Play Store or any other (“Online Store”) when clicking “accept”, “agree”, or “proceed” or similar button when setting up an account for the use of the Services, you agree to be bound and abide by these Terms of Service.
1.2 Please do not use our Services if you do not agree to these Terms of Service.
1.3 You can only conclude an agreement with Stellar Stocks and use the Services if you are of legal age in your country of residence.                                                                                          2. SUBJECT MATTER
2.1 The scope and features of the Services are described in the respective Service descriptions located on the relevant website or in the relevant Online Store, and may vary by operating system, device, region, and version of the Services.
2.2 Where you purchase any Service (“Purchase Services”) or subscribe to specific Services (“Subscription Services”), the Purchase or Subscription Services will contain additional features, which are not included in the free versions.
2.3 The Services may comprise additional features in the future. We may provide additional terms and conditions for these additional features.
2.4 Please note that if you remove and reinstall a Subscription Service or Purchase Service on a new device, you may lose your subscription or purchase or any Stellar Stock Content, as defined below, you have received or purchased.                                                                          3. YOUR RIGHTS
3.1 We grant you a limited, non-exclusive, non-sublicensable, non-transferable right to access and use the Services for lawful purposes in accordance with these Terms of Service for the term and subject to the restrictions set out in the respective Service descriptions. Please note that you may not be able to access and use the Services outside of the region where you purchased or subscribed for certain Services, or your use or access may be limited.
3.2 The Services contain content owned by Stellar Stocks Ltd. including name, logo, text, images, audio/visual works, icons, Newsletters, posts, and scripts (“Stellar Stocks Content”).                                 3.3 You will not remove, alter, or conceal any Stellar Stock Content and you will not reproduce, modify, adapt, prepare derivative works based on, perform, display, publish, distribute, transmit, broadcast, sell, rent, lease, sublicense or otherwise exploit Stellar Stock Content without the prior written permission of Stellar Stocks.
4. PROHIBITED USES
You agree not to use or access any of the Services:
i. In any way that violates any applicable law, rule, or regulation (including, without limitation, any intellectual property laws or laws regarding the transfer of personal data or software to and from Canada, U.S. or any other countries).
ii. To post violent, defamatory, indecent, sexually explicit, discriminatory, unlawful, infringing, hateful or other inappropriate photos or other content, including any posts intended for defaming, stalking, bullying, abusing, harassing, threatening, harming, impersonating or intimidating people or entities.
iii. Attempting to deceive or exploit anyone in any way, such as by exposing them to inappropriate content, asking for personal data, including, without limitation, your or any other person’s social security or alternate national identity numbers, phone numbers or email addresses.
iv. To create, solicit, transmit, or procure the sending of, any unwanted, unsolicited or harassing comments or communications, including advertising or promotional material, without our prior written consent, including any “junk mail”, “chain letter”, “spam” or any other similar solicitation.
v. To impersonate, attempt to impersonate, or falsely imply that you are associated with, Stellar Stocks, Stellar Stocks URL or domain name, another user, or any other person or entity (including, without limitation, by using email addresses or usernames associated with any of the foregoing).
vi. Use the Services in any manner that could disable, alter, overburden, damage, or impair them, or engage in any other conduct that restricts or interferes with any other party’s use, which, as determined by us, may harm Stellar Stocks or other users of the Services and expose them to liability, including but not limited to by transmitting any worms, viruses, spyware, malware or any other code of a destructive, malicious, intrusive, or disruptive nature.
vii. To circumvent or disable any content protection system or digital rights management technology used with any Service; decompile, reverse engineer, disassemble or otherwise reduce any Services to a human-readable form; remove identification, or other proprietary notices; or access or use any Services in an unlawful or unauthorized manner or in a manner that suggests an association with our products, services or brands.
viii. To create accounts or access data (including user information) through unauthorized means, by using an automated device, caching, script, bot, spider, crawler or scraper.
5. YOUR RESPONSIBILITIES
5.1 You are responsible for any activity that occurs through your account and you agree you will not sell, transfer, license or assign your account, followers, username, or any account rights. Stellar Stocks prohibits the creation of accounts or Subscriptions for anyone other than yourself (or a person under your legal guardianship), and you agree that you will not create an account for anyone other than yourself, with the exception of people or businesses that are expressly authorized to create accounts on behalf of their employers or clients or legal guardians. You also represent that all information you provide or provided to Stellar Stocks upon registration or Subscribing and at all other times will be true, accurate, current and complete and you agree to update your information as necessary to maintain its truth and accuracy.
5.2 You are responsible for keeping your password secret and secure.
5.3 You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Services for reconstruction of any lost data.
5.4 You are solely responsible for your interaction with other users of the Services, whether online or offline. Stellar Stocks reserves the right, but has no obligation, to monitor or become involved in disputes between you and other users. Exercise common sense and your best judgment when interacting with others, including when you submit or post User Contributions, as defined below, or any personal data or other information.
6. USER CONTRIBUTIONS
6.1 The Services may contain message boards, chat rooms, blogs, personal web pages or profiles, forums, comment sections, bulletin boards and other interactive features (collectively, “Interactive Services”) that allow users to post, submit, publish, display, or transmit to other users or other persons (hereinafter, “post”) data, text, files, information, usernames, images, graphics, photos, profiles, audio and video clips, sounds, musical works, works of authorship, applications, links and other content or materials (collectively, “User Contributions”) on or through the Services.
6.2 With regard to your User Contributions you are responsible for:
i. All of your User Contributions complying with these Terms of Service; and
ii. Owning and controlling all rights to the User Contributions posted by you on or through the Services, or otherwise having the right to grant the rights and licenses set forth in these Terms of Service. You will pay for all royalties, fees, and any other monies owed by reason of User Contributions you post on or through the Services.
You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not Stellar Stocks, have fully responsibility for such User Contributions, including their legality, reliability, accuracy, and appropriateness.
6.3 You hereby grant Stellar Stocks a non-exclusive, fully paid and royalty-free, transferable, sub-licensable, worldwide license to use, copy, reproduce, modify, perform, display, distribute, disclose and otherwise make available to third parties the User Contributions that you post through the Services or otherwise provide to Stellar Stocks. Stellar Stocks hereby accepts the grant of these rights. You are responsible to ensure that the User Contributions are free of the rights of third parties that would prevent the use of User Contributions by Stellar Stocks. Stellar Stocks may remove, edit (except for any distortion of the User Contributions), or block User Contributions, or accounts, containing content that we determine in our sole discretion violates these Terms of Service.
6.4 User Contributions will be considered non-confidential and non-proprietary. Furthermore, the Internet may be subject to breaches of security and the submission of User Contributions or other information may not be secure.
6.5 It is in Stellar Stocks sole discretion to share, reproduce, publish, or post through the Services any User Contributions submitted by you or on your behalf, unless otherwise stated in the Service descriptions.
6.6 If you choose to send us content, information, ideas, suggestions, or other materials, you agree that Stellar Stocks is free to use any such content, information, ideas, suggestions or other materials, for any purposes whatsoever, including, without limitation, developing, improving and marketing our Services, without any liability or payment of any kind to you.
6.7 Stellar Stocks is not a backup service and you agree that you will not rely on the Services for the purposes of storing User Contributions.
7. SUSPENSION AND TERMINATION
7.1 You may terminate this agreement at any time without giving a reason in writing or by email, using the specific features in the Service, or by deleting the Service on all your devices.
7.2 Upon termination, all licenses and other rights granted to you in these Terms of Service will immediately cease.
7.3 We are entitled to discontinue or to terminate the Services at any time. We will inform you about the discontinuation with a notice period of at least fourteen (14) days, using any reasonable means including notification through the applicable Service(s) email, or posting on this website. This notice period does not apply when there are reasons which force us to instantly terminate the Services.
7.4 If you do not comply with these Terms of Service, we reserve the right to suspend your access to the Services until you have remedied the non-compliance. In the case of a material or repeated violation we shall be entitled to terminate the Services for cause if you have not remedied the violation after giving you prior notice. In case of an irreparable material violation we shall have the right to terminate the Services with immediate effect.
8. LINKING TO THE SERVICES
8.1 You may link to our website homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.
8.2 The Services may provide certain social media features that enable you to: link from your own or certain third-party websites to certain content on our Services; send communications with certain content, or links to certain content, using the Services; or cause limited portions of content on the Services to be displayed or appear to be displayed on your own or certain third-party websites.
8.3 You may use these features solely as they are provided by us, and must not otherwise: establish a link from any website that is not owned by you; cause the Services or portions thereof to be displayed on, or appear to be displayed by, any other site (for example, scraping, framing, deep linking, or in-line linking); or take any action with respect to the Services that is inconsistent with these Terms of Service.
9. LINKS ON OUR SERVICES; ACCESS TO 3RD PARTY CONTENT
If the Services contain links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. Certain Services may also enable you to download and/or stream content from third party sources, such as podcasts or video clips. We have no control over the contents of any third party sites, content or resources, and (unless otherwise required by applicable law) accept no responsibility for them or for any loss or damage that may arise from your use of them. We also cannot assure you that third parties permit or authorize your use of content that we link or enable access to. If you decide to access any of the third-party sites, content or resources linked to our Services, you do so entirely at your own risk and subject to the terms and conditions of use of such third party providers.
10. SERVICES CONTENT
10.1 We may update the content in our Services from time to time, but it will not necessarily be complete or up to date. Any of the information material in the Services may be out of date at any given time, and we are under no obligation to update such material. Although it is Stellar Stocks intention for the Services to be available as much as possible, there will be occasions when the Services may be interrupted, including, without limitation, for scheduled maintenance or upgrades, for emergency repairs, or due to failure of telecommunications links and/or equipment.
10.2 Stellar Stocks reserves the right to remove any content from the Services for any reason, without prior notice. Content removed from the Services may continue to be stored by Stellar Stocks, including, without limitation, in order to comply with certain legal obligations, but may not be retrievable without a valid court order.
11. DOWNLOADS THROUGH ONLINE STORES
If you download a Service through an Online Store, you will be asked to agree and adhere to the relevant Online Store terms, which will also apply in addition to these Terms of Service. You should read these Online Store terms carefully.
12. PRIVACY
Our privacy policy, available on our site and informs you how we may process your personal data and how we may use cookies, advertising identifiers and similar technologies.
13. QUALITY STANDARD
We strive to provide our Services under these Terms of Service without errors or interruptions. However, a faultless and uninterrupted Service cannot always be guaranteed. In the event of errors or interruptions, we will generally attempt to restore our normal operations as soon as possible.
14. RESERVATION OF CHANGES / CHANGES TO THE SERVICES
14.1 We may amend these Terms of Service at any time. We will notify you of such amendment in advance by email or by posting the updated Terms of Service on this website. You agree to check this website regularly to be informed of any updates to these Terms of Service.
14.2 Stellar Stocks is entitled to reasonably add new features to the Services, change Services or discontinue parts of the Services to (i) develop, improve or extend the Services, (ii) follow technological developments and keep the Services up to date, or (iii) to keep our Services economically viable in case of a Service no longer being used by many of our users or substantially increased costs (“Change”). In case you disagree to a Change you have the right to terminate the agreement at any time in accordance with section 7 of Part A of the Terms of Service.
15. WAIVER AND SEVERABILITY
15.1 No waiver of by Stellar Stocks of any term or condition set out in these Terms of Service shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Stellar Stocks to assert a right or provision under these Terms of Service shall not constitute a waiver of such right or provision.
15.2 If any provision of these Terms of Service becomes invalid or unenforceable, this shall not affect the validity of the remaining provisions of these Terms of Service.
16. ENTIRE AGREEMENT
The Terms of Service constitute the sole and entire agreement between you and Stellar Stocks regarding the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.
17. YOUR COMMENTS AND CONCERNS
Please direct questions or concerns regarding these Terms of Service or the Services to Stellar Stocks by email: deonlblais@gmail.com
PART B OF THE TERMS OF SERVICE – TERMS FOR PURCHASE OF BASIC, PREMIUM OR SUBSCRIPTION SERVICES

This Part B of the Terms of Service (“Terms for Purchase of Basic, Premium or Subscription Services”) applies in addition to Part A of the Terms of Service if you purchase a paid application or subscribe to premium features or services across the Services. If there is a conflict between the provisions of this Part B of the Terms of Service and the provisions of Part A of the Terms of Service, the provisions of this Part B of the Terms of Service shall take precedence.
1. SUBSCRIPTIONS / PURCHASES
1.1 Stellar Stocks may offer certain Services that are subject to a fee. These fees can be one-time fees to be paid prior to purchase (“Purchase Services”) or recurring fees (“Subscription Services”).
1.2 The scope and features of the Services and the amount of fees due as well as free trial periods, if applicable, are described in the respective Service descriptions.
1.3 If you buy Purchase Services or obtain Subscription Services, then the relevant Online Store provider’s terms and conditions will also apply. You acknowledge that any billing and transactions are handled by the Online Store provider. You should contact the Online Store provider directly if you have any payment related issues with Purchase or Subscription Services.
1.4 Purchase or Subscription Services may be offered by third-parties and you may be asked to agree to the relevant services terms which will also apply in addition to these Terms of Service. You should read these Online Store terms carefully.
1.5 Subscription Services may include paid subscriptions to special features. These features are subject to change, and certain features may be discontinued or temporarily unavailable as described in the Service descriptions.
1.6 Other ITEMS (together “Other Items”) This may include, for example, books, workshops, training courses/classes, training videos, or similar items. Other items shall be due for payment immediately after confirmation of the order.                                                                                  3. TRIAL VERSIONS
3.1 We may at our sole discretion offer you Subscriptions and Purchase Services for a certain time free of charge for selected functionalities of the Service or the entire Service (“Trial Version”).
3.2 Unless described otherwise in the Service descriptions, we will convert the Trial Version to a Purchase Service or Subscription Service subject to a fee. This automatic conversion does not apply where, in case of a Subscription Service, you have deactivated the automatic renewal in your iTunes account settings, Google Play account settings or other subscription platform settings at least 24 hours before the end of the trial period or before the respective automatic renewal deadline of the respective subscription platform.
4. USE RIGHTS; TERM; TERMINATION
4.1 The term for a Purchase Service begins with the placement of the order e.g. by clicking “buy”, “get”, “purchase”, “confirm”, “proceed” or “start trial” and/or using additional confirmation methods (e.g. fingerprint) in the respective Service (“Purchase Date”) with an indefinite term until you delete the Service or terminate any premium features of the Purchase Service. In addition to section 3.1 of Part A of these Terms of Service, the use rights granted by Stellar Stocks are bound to the respective Service that you have purchased and any updates or new releases of the Purchase Service for the first two years beginning with the Purchase Date. Where Stellar Stocks continues to allow you to use newer versions or releases of the Purchases Services, such use will only be granted on Stellar Stocks’ sole discretion.
4.2 The term for a Subscription Service begins with the placement of the order (e.g. by clicking “buy”, “get”, “purchase”, “confirm”, “subscribe”, “proceed”, or “start trial” and/or using additional confirmation methods (e.g. fingerprint) in the respective Service) and continues for the initial term (weekly, bi-monthly, monthly or yearly) as provided in the applicable Service descriptions (“Initial Term”). The subscription for the Subscription Service will automatically renew for the same period as the Initial Term (“Renewal Term”) and in accordance with the then-current fees as described in the Service descriptions, unless you have deactivated the automatic renewal in your iTunes account settings, Google Play account settings or other subscription platform settings, or used any other termination mechanism on the subscription platform, as applicable, at least 24 hours before the end of the then current subscription term (“Termination Period”). If you have terminated the subscription before the Termination Period, then you will not be able to access and use the Subscription Services, including paid subscriptions to special features, once the Initial Term or the respective Renewal Term has expired. The statutory rights to terminate the agreement for cause shall not be affected. We shall be entitled to terminate the Subscription Service effective as of the end of each Initial or Renewal Term by providing fourteen (14) days prior notice. In case of a termination you are obliged to cancel your subscriptions in your iTunes account settings, Google Play account settings or other subscription platform settings or to use any other termination mechanism on the subscription platform.
4.3 The term of a Trial Version begins with the placement of the order (e.g. by clicking “buy” or “purchase” in the respective Service) ends after the term announced in the Service descriptions (“Trial Period”). The term of a Trial Version ends automatically after the Trial Period without requirement of a termination of either party. Once your Trial Period expires, you will no longer be able to access the Trial Version of the Services. Stellar Stocks reserves the right (i) to determine if you are eligible to use the Trial Version and (ii) to discontinue any Trial Version without notice at our sole discretion.
5. PAYMENT
5.1 Fees for Purchase Services will be charged to your iTunes account, Google Play account or other platform account at confirmation of purchase. If you make a purchase by accident or want to refund your purchase, please contact the Online Store provider within 24 after you place your purchase.                                                                                                                                     5.2 Fees for Subscription Services will be charged to your iTunes account, Google Play account or other platform account at confirmation of purchase for the Initial Term and within 24 hours prior to the beginning of a Renewal Term.

Part C – TERMS OF SERVICE FOR CANADIAN, U.S. AND OTHER USERS OUTSIDE THESE COUNTRIES OR REGIONS.

This Part C of the Terms of Service applies in addition to Part A and Part B of the Terms of Service if you use the Services from Canada, United States, and other locations outside of these countries or regions. If there is a conflict between the provisions of this Part C of the Terms of Service and the provisions of Part A or Part B of the Terms of Service, the provisions of this Part C of the Terms of Service shall take precedence.
1. INDEMNIFICATION OF WARRANTIES AND LIMITATION OF LIABILITY
1.1 You hereby agree to defend, indemnify and hold us, our business partners, third-party suppliers and providers, licensors, officers, directors, employees, distributors and agents (collectively, the “Indemnified Parties”) harmless from and against any damages, losses, liabilities, settlements, and expenses (including without limitation costs and reasonable attorneys’ fees incurred by the Indemnified Parties) in connection with any claim or action that:
(i) arises from any alleged breach by you of these Terms of Service or any representations, warranties and/or covenants contained herein
(ii) arises from the Content or effects of any messages you Post using our Services, or
(iii) otherwise arises from or relates to your use of our Services.
1.2 In addition, you acknowledge and agree that the Indemnified Parties have the right to seek damages from you when you use our Services for unlawful purposes, in an unlawful manner, and/or in a manner inconsistent with these Terms of Service. To the extent permitted by applicable law, you agree that these damages may include, without limitation, direct, indirect, special, incidental, cover, reliance and/or consequential damages.
2. GOVERNING LAW AND DISPUTE RESOLUTION
2.1 Claims. In order to expedite the resolution of disputes and control related costs, you and Stellar Stocks agree that any legal or equitable claim relating to these Terms of Service (referred to as a “Claim”) will be resolved as set forth in this Governing Law and Dispute Resolution Section.
2.2 Informal Resolution and Written Notice of Claim. You and Stellar Stocks agree that we will first try to resolve any Claim informally by giving informal written notice prior to initiating any formal proceeding (including litigation or other legal proceeding). Accordingly, neither of us may start a formal proceeding for at least thirty (30) days after one of us notifies the other of a Claim in writing (“Notice of Claim”). If Stellar Stocks has a Claim against you, we will send our Notice of Claim to your email address. If you believe you have a Claim against us, You will send your Notice of Claim to deonlblais@gmail.com with “Notice of Claim” clearly indicated in the subject line.
2.3 You and Stellar Stocks agree that YOU AND STELLAR STOCKS MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, and not as a plaintiff or class member in any purported class or representative proceeding. Further, you agree that the arbitrator may not consolidate proceedings or more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding, and that if this specific proviso is found to be unenforceable, then the entirety of this arbitration clause shall be null and void.
2.4 Those who choose to access our Services from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Access to our Services from any territory where the content is illegal is prohibited. You may not use or export any of the materials available on or through our Services in violation of Canadian and U.S. export laws and regulations.
3. DISCLAIMER OF WARRANTIES AND LIMITATIONS OF LIABILITY
3.1 No Express or Implied Warranties. TO THE FURTHEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS”, AND WE EXPRESSLY DISCLAIM ALL WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. STELLAR STOCKS MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES’ CONTENT OR THE CONTENT OF ANY SITES LINKED TO THE SERVICES AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND (INCLUDING LOSS OR DAMAGE TO CONTENT). STELLAR STOCKS DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY HYPERLINKED SERVICES OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND STELLAR STOCKS WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE. SOME JURISDICTIONS DO NOT ALLOW WARRANTIES TO BE EXCLUDED, RESTRICTED OR MODIFIED AND CONTAIN LIMITATIONS AS TO HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS WHICH VARY DEPENDING ON YOUR PLACE OF RESIDENCE. WE ARE NOT LIABLE FOR ANY DELAY OR FAILURE TO PERFORM RESULTING FROM ANY CAUSES BEYOND OUR REASONABLE CONTROL. AS SUCH, WE ARE NOT LIABLE FOR ANY ACTS OR OMISSIONS BY ANY OTHER PARTY FURNISHING A PORTION OF THE SERVICES. USE OF THE SERVICES AND ANY RELIANCE BY YOU UPON THE SERVICES IS AT YOUR SOLE RISK. THIS INCLUDES ANY ACTION TAKEN BY YOU BECAUSE OF SUCH USE OR RELIANCE.
3.2 Limitation of Liability. TO THE FURTHEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STELLAR STOCKS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND (INCLUDING LOSS OR DAMAGE TO CONTENT), IN EACH CASE WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT STELLAR STOCKS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU SPECIFICALLY ACKNOWLEDGE THAT STELLAR STOCKS SHALL NOT BE LIABLE FOR CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU. BY ENTERING INTO THIS AGREEMENT, YOU AGREE THAT OUR LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT OF THE MONTHLY SUBSCRIPTION FEE WE COLLECT FROM YOU, IF ANY. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES OR JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW, THEREBY MINIMIZING OUR LIABILITY TO YOU TO THE LOWEST AMOUNT PERMITTED BY APPLICABLE LAW. The Services are controlled and offered by Stellar Stocks from its facilities in Canada. Stellar Stocks makes no representations that the Services are appropriate or available for use in other locations. Those who access or use the Services from other jurisdictions do so at their own volition and are responsible for compliance with local law.

4. COPYRIGHT ACT
4.1 Take-Down Notices. If you are a copyright owner or an agent thereof and believe that any Content Posted on or through our Services infringes upon your copyrights, you may submit a written notification pursuant to the Copyright Act by providing our Copyright Agent (identified at Section 8.2 Stellar Stocks Copyright Agent below) with the following information:
a signature (physical or electronic) of the owner or a person who has been authorized by the owner of the allegedly infringed right to act on their behalf
identification of the copyrighted work or other intellectual property that has allegedly been infringed
identify the material on our Services that alleged to be infringing, with enough detail so that we are able to locate it (such as providing a URL or URLs for website-Posted Content)
a statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law with information reasonably sufficient to permit Stellar Stocks to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted and
a statement that the information provided in the notice is accurate, and under penalty of perjury, that you are the owner of the copyright interest involved or that you are authorized to act on behalf of that owner. You acknowledge that if you fail to comply with all of the requirements of this Section 4. Copyright Notices and the Copyright Act, your copyright notice may not be valid.
4.2 Stellar Stocks Copyright Agent. Stellar Stocks’ designated Copyright Agent to receive notifications of claimed infringement is our Copyright Team. Complaints submitted to the above webform are directed to our Copyright Team. If you do not have a Stellar Stocks account, prefer not to use the Copyright Complaint Webform above, or prefer to contact us via email you may do so here:
Post:             
Copyright Agent, Stellar Stocks
Copyright Team
Email:
deonlblais@gmail.com
4.3 Notices should go to the Copyright Agent; any other feedback, comments, requests for technical support, and other communications should be directed to Stellar Stocks customer support at deonlblais@gmail.com and identified below.
4.4 Counter-Notices. If you believe that your Content that has been removed from our Services is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s agent, or pursuant to the law, to Post and use the Content in the manner so Posted or used, you may send a counter-notice containing the following information to our Copyright Agent using the contact information set forth above:
your physical or electronic signature
a description of the Content that has been removed and the location at which the content appeared before it was removed
a statement that you have a good faith belief that the Content was removed as a result of mistake or a misidentification of the Content and your name, address, telephone number, and email address, a statement that you consent to the jurisdiction of the federal court of the Canada and a statement that you will accept service of process from the person who provided notification of the alleged infringement.
4.5 Counter-Notice Process. If a counter-notice is received by our copyright agent, Stellar Stocks may send a copy of the counter-notice to the original complaining party informing such person that Stellar Stocks may reinstate the removed Content in ten (10) business days. Unless the copyright owner files an action seeking a court order against the Content provider, member or user, the removed Content may (in Stellar Stocks discretion) be reinstated on our Services by Stellar Stocks in ten (10) to fourteen (14) business days or more after receipt of the counter-notice.

PRIVACY &
DATA

Stellar Stocks Ltd., and its members, officers, directors, owners, employees, agents, representatives, and third-party service providers (collectively, “Stellar Stocks”, “we”, “us”) takes the issue of privacy and data very seriously and is committed to protecting and respecting your privacy and data. This Privacy and Data Policy describes how we may collect, use and disclose personal information of our users, readers and subscribers. It does not apply to personal information that we collect, use, or disclose for information only purposes.

Submitting your personal information, subscribing to our services, products or using our website, signifies your agreement to the terms and conditions of this Privacy and Data Policy.

PRIVACY AND DATA

We may use your email address to verify your identity, protect against fraud, and contact you. In addition, we may use it to send you updates about your account, new products and services, and Site updates. Your personal information will not be released to any third party.

Personal information you submit to the Site may be employed for the purposes of maintaining the integrity of the Site and the content thereon, contacting you when necessary, and improving the quality of service provided by the Site. Stellar Stocks servers note details such as the server you are logged onto and your IP address. This information is obtained solely for the purpose of maintaining the Site’s integrity and improving our service. In addition, Stellar Stocks may employ a data measurement service for tracking the performance of an ad on behalf of the advertiser. The information collected will not contain personal elements and will only be shared with that particular advertiser.

Stellar Stocks reserves the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site; or to protect us and our successors and assigns, and any of our and their respective officers, directors, employees, members, agents, and representatives. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.

Information We Collect

Email Address: When you Subscribe or register with Stellar Stocks, subscribe to our products and services, or sign up to receive Newsletters, or other information services we ask for your email address. We may also capture your Internet Protocol address (“IP address”) at the time you register.

 

Where Your Information is Processed and Stored

The information outlined above is processed and stored in Canada.  As a result, your information may be subject to Canadian law and jurisdiction. You acknowledge that you will be sending your personal information (including your email address) to computer networks located in the United States and Canada and you consent to this transfer.  Steller Stocks takes steps to ensure that your information is treated securely and in accordance with this Privacy and Data Policy and applicable law.

Our Use of this Information

To Contact You: We may subsequently email you about our various products and services, or other products and services we feel may interest you.

Security

Stellar Stocks takes reasonable steps to ensure that your information is treated securely and in accordance with this Privacy and Data Policy.  All information that you provide to us is stored on secure servers. While we do our best to protect your personal information, Stellar Stocks cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. What does all this mean? Just as in the investing world, you must protect yourself. You are responsible for maintaining the secrecy of any passwords and account information you reveal on the internet.

Access to Your Information

Upon written request, Stellar Stocks may provide you access to the personal information we hold about you. If your access request is denied, we will give you the reasons for denying your request.  All requests for access should be directed to deonlblais@gmail.com

Links to Other Websites and Advertisements

If you follow or click on links to any third-party websites from Stellar Stocks, you should be aware that these other sites have their own privacy and data processing practices. Stellar Stocks has no responsibility or liability for these independent policies.

Changes to this Privacy Policy

Stellar Stocks may amend this Privacy Policy from time to time. Any substantive changes will be announced on the site.  Your continued use of the website and related services will signify your acceptance of any new terms.

If you have any queries or concerns regarding our privacy practices, please contact us at deonlblais@gmail.com

Privacy & Data
RISK ACKNOWLEDGE AGREEMENT

INTRODUCTION

PLEASE READ THIS RISK ACKNOWLEDGEMENT AND USER AGREEMENT CAREFULLY BEFORE

USING [Stellar Stocks Ltd. And its domain name Stellar Stocks] OR ANY PRODUCTS OR SERVICES PROVIDED BY STELLAR STOCKS LTD. YOUR USE OF THE STELLAR STOCKS LTD. WEBSITE AND AFFILIATED SERVICES SIGNIFIES YOUR ACCEPTANCE OF THIS RISK ACKNOWLEDGEMENT AND USER AGREEMENT, AND YOU ARE DEEMED BY STELLAR STOCKS LTD. TO HAVE UNCONDITIONALLY AGREED TO BE BOUND BY AND COMPLY WITH THESE TERMS.

 

TERMS AND CONDITIONS

  1. Stellar Stocks Ltd., and its members, officers, directors, owners, employees, agents, representatives and third party service providers (collectively, “Stellar Stocks”, “we”, “us” or “our”) provides its website (the “Site”) for informational purposes only.

  2. Use of and access to the Site and the information, materials, services, and other content available on or through the Site (“Content”) are subject to this Agreement and all applicable laws.

In accessing, using, or participating in any portion of the Site and/or Content, you (“you” or “your”) acknowledge, accept and agree this Agreement governing the use of the services as described in this Agreement.

  1. If you do not agree to this Risk Acknowledgment and User Agreement, you must cease using the Site and all related Content.

  2. Stellar Stocks reserves the right, at our sole discretion, to modify or replace this Risk

Acknowledgment and User Agreement, and any other policies, terms, and disclaimers from time to time without prior notice. You understand and agree that if you use the Site and/or access the Content after the date on which this Risk Acknowledgement and User Agreement, and any other policies, terms and disclaimers have changed, we will treat your use as acceptance of the updated Risk Acknowledgment and User Agreement, and any other updated policies, terms, and disclaimers. If you do not agree to the new terms, you must cease using the Site and all related Content.

  1. We charge subscription fees payable by you and other Site users who use the Site, as compensation for accessing the Site and the Content.  You agree to pay the subscription fees and other charges applicable to your use of the Site as communicated to you through the Site or in connection with your subscription to access the Site. All fees and charges paid by Users, including you, are non-refundable. We may change the fees and charges for the Site at any time in our sole discretion. You agree not to encourage or advise any User or other person to avoid or circumvent the subscription fee charged by us.

  2. All Content on the Site and otherwise available through a subscription to the Site (the “Site Content”), are the proprietary property of Stellar Stocks. No Site Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, scraped, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without our advance written consent.

NO INVESTMENT ADVICE

  1. The Content (including any views, opinions, recommendations, description of, or references to, products or securities) is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.

  2. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Stellar Stocks or any third party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

  3. Stellar Stocks has no access to non-public information about publicly traded companies. Stellar Stocks is by no means associated with any stock exchange or marketplace, or any of the companies, entities or issuers covered through the Site.

  4. Stellar Stocks is not an investment advisory service or a registered investment adviser or broker-dealer and does not purport to tell or suggest which investments or securities Site users should buy or sell for themselves. Stellar Stocks’ Site, software, discussions, blog posts, newsletters, bulletins, books, seminars, workshops, webinars, chart examples, and videos, emails received from Stellar Stocks, and all content on the Site are provided for informational and educational purposes only and should not be construed as investment advice.

  5. While Stellar Stocks endeavours to keep its Content up to date and correct, Stellar Stocks makes no representations or warranties of any kind, express or implied, about the completeness accuracy, reliability, suitability, currency or availability, or the information, products, services, or related graphics contained on the Site for any purpose. You agree and acknowledge that any reliance you place on such information is therefore strictly at your own risk.

  6. All Content on this site is information of a general nature and neither addresses, nor purports to address, the needs or circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed.

  7. Stellar Stocks is not a fiduciary by virtue of any person’s use of or access to the Site or Content.

  8. In some cases, we may have a financial or other interest in the investments or securities discussed on the Site. If we do have such a financial or other interest, we will disclose the financial or other interest concurrently with discussing the applicable investments or securities.

ACKNOWLEDGEMENT

  1. By your use of our Site, Content, and any other services provided by Stellar Stocks, you are agreeing and acknowledge that you bear responsibility for your own investment research and investment decisions. You also agree and acknowledge that none of Stellar Stocks, its affiliates, members, officers, directors, owners, employees, agents, representatives, contractors, agents or any third party service provider will be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer for any investment decision made or action taken by you or based on any Content published through the Site.

  2. You agree to indemnify, defend and hold harmless Stellar Stocks, its subsidiaries and affiliates and their officers, employees, directors, agents and content providers from and against any and all claims, damages, costs or other expenses (including reasonable attorneys fees) that arise directly or indirectly out of or from your activities in connection with the Site or Content, including without limitation any breach of this Agreement.

  3. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. Any arrangements between you and any third party contacted via the Site are at your sole risk.

IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, YOU

SHOULD SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. STELLAR STOCKS DOES NOT PROVIDE ANY PERSONAL OR INDIVIDUALISED INVESTMENT ADVICE OR ADVICE REGARDING THE SUITABILITY OF ANY PARTICULAR INVESTMENT OR SECURITY.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL STELLAR STOCKS BE

LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL,

CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF

PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER

STELLAR STOCKS HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

THE SITE AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE

FULL EXTENT PERMISSIBLE BY APPLICABLE LAW WE AND OUR CONTENT PROVIDERS

DISCLAIM ALL OTHER REPRESENTATIONS, CONDITIONS OR WARRANTIES, EXPRESS OR IMPLIED, WRITTEN OR ORAL, ARISING BY LEGISLATION, OPERATION OF LAW, USAGE OF

TRADE, COURSE OF DEALING OR OTHERWISE AS TO THE SITE OR THE SITE CONTENTS, OR

ANY OTHER PRODUCT OR SERVICE PROVIDED HEREUNDER OR IN CONNECTION HEREWITH,

INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY,

MERCHANTABLE QUALITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE,

TITLE AND NON-INFRINGEMENT. IN PARTICULAR, AND WITHOUT LIMITING THE FOREGOING, WE

DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT: (1) THE SITE OR CONTENT

WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (2) THE OPERATION OF THE SITE WILL

BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; OR (3) ANY PARTICULAR RESULTS WILL BE OBTAINED FROM THE USE OF THE SITE OR CONTENT.

INVESTMENT RISKS

The following statements are to inform users of the Site that there are risks involved in investing in securities. The following list of risk factors is not intended to be exhaustive, nor a comprehensive explanation of the risks involved in investing in securities.

  1. There are risks associated with investing in securities. Investing in stocks, bonds, exchange traded funds, mutual funds, cryptocurrencies and money market funds involves risk of loss and may not be suitable for all investors.

  2. Loss of principal is possible.

  3. Some high risk investments may use leverage, which will accentuate gains & losses.

  4. You may not have sufficient information to make fully informed investment decisions.

  5. Some issuers are recently formed entities and have no substantive operating history upon which prospective investors can evaluate performance.

  6. Investing in foreign securities involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.

  7. A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance.

  8. Portfolio performance is not guaranteed.

  9. The value of any of your investments can go down, up, and can change frequently.

  10. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

  11. There are many tax risks relating to investments in securities. You should consult your tax advisor for information about the tax consequences, in your jurisdiction, of purchasing securities.

CONDUCT OF USERS

You represent, warrant and covenant that in your use of the Site or Content, you will not:

  1. restrict or inhibit, or attempt to restrict or inhibit any other user from using and enjoying the Site or Content;

  2. be unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic,

profane or indecent in any way, including without limitation, constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable law;

  1. upload or transmit any unsolicited or unauthorized advertising, promotional materials,

"junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;

  1. violate or infringe upon the rights of others, including posting, uploading, downloading or transmitting material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark, patent or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder;

  2. post, upload, or transmit content that contains a virus, worm, "Trojan horse" or other harmful component;

  3. impersonate any person or entity, including, but not limited to, Stellar Stocks personnel, or falsely state or otherwise misrepresent your affiliation with a person or entity;

  4. stalk or otherwise harass any user or collect or store personal data about other users;

  5. copy or create derivative works from, display, distribute, license, perform, publish, recreate, reproduce, sell, transfer or transmit any information, products, services or software obtained by, from or through the Site; and

  6. monitor, aggregate or copy any site content by using any manual process, or any robot, spider, or other automatic device.

Stellar Stocks reserves the right to take any necessary action in response to a violation of the above provisions.

PRIVACY

We may use your email address to verify your identity, protect against fraud, and contact you. In addition, we may use it to send you updates about your account, new products and services, and Site updates. Your personal information will not be released to any third party.

Personal information you submit to the Site may be employed for the purposes of maintaining the integrity of the Site and the content thereon, contacting you when necessary, and improving the quality of service provided by the Site. Stellar Stocks servers note details such as the server you are logged onto and your IP address. This information is obtained solely for the purpose of maintaining the Site’s integrity and improving our service. In addition, Stellar Stocks may employ a data measurement service for tracking the performance of an ad on behalf of the advertiser. The information collected will not contain personal elements, and will only be shared with that particular advertiser.

Stellar Stocks reserves the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site; or to protect us and our successors and assigns, and any of our and their respective officers, directors, employees, members, agents, and representatives. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.

GENERAL

  1. The Site and Content is intended for residents of Canada only. Stellar Stocks cannot warrant that the Site or Content are appropriate for users outside of Canada or that the use of the Site or Content is permitted under the laws of other jurisdictions.

  2. This Agreement, and all claims or causes of action that may be based upon, arise out of or relate to this Agreement will be construed in accordance with and governed by the laws of the Province of Alberta and the laws of Canada applicable therein, without regard to principles of conflicts of laws.

  3. The provisions of this Agreement shall be deemed severable and the invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other provisions hereof.

ACCEPTANCE

[By clicking the “Subscribe”, “Confirm”, “Get”, “Purchase”, “Proceed”, “Buy” or “Start Trial” button attached to this email or on the site, you acknowledge that you have read and understood this Agreement’s terms and conditions, the disclaimers, the waivers of your legal rights and you understand the responsibilities and obligations this Agreement places on you, and that you agree to be legally bound by all the terms and conditions of this Agreement.

  1. HAVE READ AND UNDERSTAND THE RISK ACKNOWLEDGMENT AND USER AGREEMENT, AND AGREE TO AND ACCEPT THE TERMS AND CONDITIONS, DISCLAIMERS, AND WAIVERS OF LEGAL RIGHTS, AS SET FORTH THEREIN.]

RISK DISCLOSURE AGREEMENT

INTRODUCTION 

PLEASE READ THIS RISK ACKNOWLEDGEMENT AND USER AGREEMENT CAREFULLY BEFORE USING Stellar Stocks Ltd. OR ANY PRODUCTS OR SERVICES PROVIDED BY STELLAR STOCKS LTD. YOUR USE OF THE STELLAR STOCKS LTD. WEBSITE AND AFFILIATED SERVICES SIGNIFIES YOUR ACCEPTANCE OF THIS RISK ACKNOWLEDGEMENT AND USER AGREEMENT, AND YOU ARE DEEMED BY STELLAR STOCKS LTD. TO HAVE UNCONDITIONALLY AGREED TO BE BOUND BY AND COMPLY WITH THESE TERMS. 

 

TERMS AND CONDITIONS 

1. Stellar Stocks Ltd., and its members, officers, directors, owners, employees, agents, representatives and third party service providers (collectively, “Stellar Stocks”, “we”, “us” or “our”) provides it’sits website (the “Site”) for informational purposes only. 

2. Use of and access to the Site and the information, materials, services, and other content available on or through the Site (“Content”) are subject to this Agreement and all applicable laws. In accessing, using, or participating in any portion of the Site and/or Content, you (“you” or “your”) acknowledge, accept and agree this Agreement governing the use of the services as described in this Agreement. 

3. If you do not agree to this Risk Acknowledgment and User Agreement, you must cease using the Site and all related Content. 

4. Stellar Stocks reserves the right, at our sole discretion, to modify or replace this Risk Acknowledgment and User Agreement, and any other policies, terms, and disclaimers from time to time without prior notice. You understand and agree that if you use the Site and/or access the Content after the date on which this Risk Acknowledgement and User Agreement, and any other policies, terms and disclaimers have changed, we will treat your use as acceptance of the updated Risk Acknowledgment and User Agreement, and any other updated policies, terms, and disclaimers. If you do not agree to the new terms, you must cease using the Site and all related Content. 

5. We charge subscription fees payable by you and other Site users who use the Site, as  compensation for accessing the Site and the Content. You agree to pay the subscription fees and  other charges applicable to your use of the Site as communicated to you through the Site or in  connection with your subscription to access the Site. All fees and charges paid by Users, including  you, are non-refundable. We may change the fees and charges for the Site at any time in our sole  discretion. You agree not to encourage or advise any User or other person to avoid or circumvent  the subscription fee charged by us. 

6. All Content on the Site and otherwise available through a subscription to the Site (the “Site  Content”), are the proprietary property of Stellar Stocks. No Site Content may be modified,  copied, distributed, framed, reproduced, republished, downloaded, scraped, displayed, posted,  

NATDOCS\56957138\V-2

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transmitted, or sold in any form or by any means, in whole or in part, without our advance written  consent. 

 

NO INVESTMENT ADVICE 

7. 5. The Content (including any views, opinion, recommendations, description of, or references to, products or securities) is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. 

8. 6. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by Stellar Stocks or any third party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. 

9. 7. Stellar Stocks has no access to non-public information about publicly traded companies. Stellar Stocks is by no means associated with any stock exchange or marketplace, or any of the companies, entities or issuers covered through the Site. 

10. 8. Stellar Stocks is not an investment advisory service or a registered investment adviser or broker-dealer and does not purport to tell or suggest which investments or securities Site users should buy or sell for themselves. Stellar Stocks’ Site, software, discussions, blog posts, newsletters, bulletins, books, seminars, workshops, webinars, chart examples, and videos, emails received from Stellar Stocks, and all content on the Site are provided for informational and educational purposes only and should not be construed as investment advice. 

11. 9. While Stellar Stocks endeavours to keep its Content up to date and correct, Stellar Stocks makes no representations or warranties of any kind, express or implied, about the completeness accuracy, reliability, suitability, currency or availability, or the information, products, services, or related graphics contained on the Site for any purpose. You agree and acknowledge that any reliance you place on such information is therefore strictly at your own risk. 

12. 10. All Content on this site is information of a general nature and neither addresses, nor purports to address, the needs or circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed. 

13. 11. Stellar Stocks is not a fiduciary by virtue of any person’s use of or access to the Site or Content. 

12. [NTD: Confirm whether the website will allow for users to post messages (through such services  such as a forum. Language such that Stellar Stocks is not responsible for any damages or losses  from users acting on information contained in the message board or forum may be required]. 

14. In some cases, we may have a financial or other interest in the investments or securities  discussed on the Site. If we do have such a financial or other interest, we will disclose the financial  or other interest concurrently with discussing the applicable investments or securities.  

 

ACKNOWLEDGEMENT 

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15. 13. By your use of our Site, Content, and any other services provided by Stellar Stocks, you are agreeing and acknowledge that you bear responsibility for your own investment research and investment decisions. You also agree and acknowledge that none of Stellar Stocks, its affiliates, members, officers, directors, owners, employees, agents, representatives, contractors, agents or any third party service provider will be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer for any investment decision made or action taken by you or based on any Content published through the Site. 

16. 14. You agree to indemnify, defend and hold harmless Stellar Stocks, its subsidiaries and affiliates and their officers, employees, directors, agents and content providers from and against any and all claims, damages, costs or other expenses (including reasonable attorneys fees) that arise directly or indirectly out of or from your activities in connection with the Site or Content, including without limitation any breach of this Agreement. 

17. 15. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. Any arrangements between you and any third party contacted via the Site are at your sole risk. 

 

IF YOU NEED OUTSIDE ASSSISTANCEASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, YOU SHOULD SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. STELLAR STOCKS DOES NOT PROVIDE ANY PERSONAL OR INDIVIDUALISED INVESTMENT ADVICE OR ADVICE REGARDING THE SUITABILITY OF ANY PARTICULAR INVESTMENT OR SECURITY. 

 

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL STELLAR STOCKS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER STELLAR STOCKS HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER. 

 

THE SITE AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW WE AND OUR CONTENT PROVIDERS DISCLAIM ALL OTHER REPRESENTATIONS, CONDITIONS OR WARRANTIES, EXPRESS OR IMPLIED, WRITTEN OR ORAL, ARISING BY LEGISLATION, OPERATION OF LAW, USAGE OF TRADE, COURSE OF DEALING OR OTHERWISE AS TO THE SITE OR THE SITE CONTENTS, OR ANY OTHER PRODUCT OR SERVICE PROVIDED HEREUNDER OR IN CONNECTION HEREWITH, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN PARTICULAR, AND WITHOUT LIMITING THE FOREGOING, WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT: (1) THE SITE OR CONTENT WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (2) THE OPERATION OF THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; OR (3) ANY PARTICULAR RESULTS WILL BE OBTAINED FROM THE USE OF THE SITE OR CONTENT. 

 

INVESTMENT RISKS 

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The following statements are to inform users of the Site that there are risks involved in investing in securities. The following list of risk factors is not intended to be exhaustive, nor a comprehensive explanation of the risks involved in investing in securities. 

18. 16. There are risks associated with investing in securities. Investing in stocks, bonds, exchange traded funds, mutual funds, cryptocurrencies and money market funds involves risk of loss and may not be suitable for all investors. 

19. 17. Loss of principal is possible. 

20. 18. Some high risk investments may use leverage, which will accentuate gains & losses. 21. 19. You may not have sufficient information to make fully informed investment decisions. 

22. 20. Some issuers are recently formed entities and have no substantive operating history upon which prospective investors can evaluate performance. 

23. 21. Investing in foreign securities involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods. 

24. 22. A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance. 

25. 23. Portfolio performance is not guaranteed. 

26. 24. The value of any of your investments can go down, up, and can change frequently. 

27. 25. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame. 

28. 26. There are many tax risks relating to investments in securities. You should consult your tax advisor for information about the tax consequences, in your jurisdiction, of purchasing securities. 

 

CONDUCT OF USERS 

You represent, warrant and covenant that in your use of the Site or Content, you will not: 

(a) restrict or inhibit, or attempt to restrict or inhibit any other user from using and enjoying the Site or Content; 

(b) be unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane or indecent in any way, including without limitation, constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable law; 

(c) upload or transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; 

(d) violate or infringe upon the rights of others, including posting, uploading, downloading or transmitting material that is an invasion of privacy or publicity rights or that is protected by 

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copyright, trademark, patent or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder; 

(e) post, upload, or transmit content that contains a virus, worm, "Trojan horse" or other harmful component; 

(f) impersonate any person or entity, including, but not limited to, Stellar Stocks personnel, or falsely state or otherwise misrepresent your affiliation with a person or entity; 

(g) stalk or otherwise harass any user or collect or store personal data about other users; 

(h) copy or create derivative works from, display, distribute, license, perform, publish, recreate, reproduce, sell, transfer or transmit any information, products, services or software obtained by, from or through the Site; and 

(i) monitor, aggregate or copy any site content by using any manual process, or any robot, spider, or other automatic device. 

Stellar Stocks reserves the right to take any necessary action in response to a violation of the above provisions. 

 

PRIVACY 

We may use your email address to verify your identity, protect against fraud, and contact you. In addition, we may use it to send you updates about your account, new products and services, and Site updates. Your personal information will not be released to any third party.  

Personal information you submit to the Site may be employed for the purposes of maintaining the integrity of the Site and the content thereon, contacting you when necessary, and improving the quality of service provided by the Site. Stellar Stocks servers note details such as the server you are logged onto and your IP address. This information is obtained solely for the purpose of maintaining the Site’s integrity and improving our service. In addition, Stellar Stocks may employ a data measurement service for tracking the performance of an ad on behalf of the advertiser. The information collected will not contain personal elements, and will only be shared with that particular advertiser. 

Stellar Stocks reserves the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site; or to protect us and our successors and assigns, and any of our and their respective officers, directors, employees, members, agents, and representatives. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information. 

 

GENERAL 

29. 27. The Site and Content is intended for residents of Canada only. Stellar Stocks cannot warrant that the Site or Content are appropriate for users outside of Canada or that the use of the Site or Content is permitted under the laws of other jurisdictions. 

30. 28. This Agreement, and all claims or causes of action that may be based upon, arise out of or relate to this Agreement will be construed in accordance with and governed by the laws of the 

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Province of Alberta and the laws of Canada applicable therein, without regard to principles of conflicts of laws. 

31. 29. The provisions of this Agreement shall be deemed severable and the invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other provisions hereof. 

 

ACCEPTANCE 

By using, or making a purchase, on this site you acknowledge that you have read and understood this Agreement’s terms and conditions, the disclaimers, the waivers of your legal rights and you understand the responsibilities and obligations this Agreement places on you, and that you agree to be legally bound by all the terms and conditions of this Agreement. 

I HAVE READ AND UNDERSTAND THE RISK ACKNOWLEDGMENT AND USER AGREEMENT, AND  AGREE TO AND ACCEPT THE TERMS AND CONDITIONS, DISCLAIMERS, AND WAIVERS OF  LEGAL RIGHTS, AS SET FORTH THEREIN.]

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Risk Disclosure Agreement
Risk Acknowledgement Agreement
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